Comet vs DataMerch — $299/mo, Plus Positive Signals | MCA Intelligence
MCA INTELLIGENCE COMPARISON

DataMerch tells you who defaulted. Comet tells you who will fund profitably.

DataMerch only shows negative history. Comet charges $299/month and adds revenue trajectory, renewal probability, and stacking exposure — before you submit a single deal.

✓ Positive signals · Revenue trajectory · Stacking exposure · $299/mo
Comet
$299
per month per ISO firm
Revenue trajectory, default risk score, competitive stacking exposure. Positive AND negative signals. Unlimited users. Cancel anytime.
$299/mo — less than competing tools
vs
DataMerch
$$$
per month — check their site for current pricing
Default history and stacking only. No positive signals. No revenue trajectory. No renewal probability. Negative-only database.

Signal-by-signal comparison

The signals that actually predict which merchants will fund well — not just who already failed.

Signal / Feature
Comet
DataMerch
Monthly pricePer ISO firm, unlimited users
✓ $299/mo
✗ See datamerch.com
Default historyPrior MCA defaults and stacking
✓ Yes
✓ Yes
Revenue trajectoryMonthly revenue trend — rising, flat, or declining
✓ Live signal
✗ Not available
Default risk scorePredictive composite from banking + industry data
✓ Predictive model
✗ Historical only
Competitive stackingHow many active MCAs the merchant has
✓ Real-time count
✓ Historical
Renewal probabilityLikelihood merchant will fund again profitably
✓ Unique to Comet
✗ Not available
Personalized demoDemo uses your actual merchants, not generic examples
✓ Your merchants
✗ Generic demo
Cancel anytimeNo long-term contract
✓ Month-to-month
✓ Month-to-month
Positive signal coverageWhich merchants WILL fund well
✓ Core feature
✗ None — negatives only

The signal DataMerch doesn't have

📈
Revenue trajectory
DataMerch shows you a merchant's history. Comet shows you where they're heading. A merchant with clean history but a declining 90-day revenue trend is a risk DataMerch can't see.
🎯
Renewal probability
Comet's renewal probability score tells you which merchants in your portfolio are most likely to fund profitably again — so you know who to call first, not who to avoid.
🔍
Your merchants in the demo
Every Comet demo uses live signals from merchants you've actually funded or are considering. You see what Comet knows about your actual portfolio — not a fictional demo merchant.

See Comet on your actual merchants

Your demo uses live signals from merchants in your portfolio. Brokers who see the demo get it immediately.

Request personalized demo → See pricing — $299/mo

Demo uses your merchants · All signals · Cancel anytime